Girlfriend, It's Your Turn and Here's Why
The new year is also a time for fresh starts, yes, even while in the middle of navigating a life event. You, my dear, deserve the best life has to offer and that starts with taking care of you first.
Girlfriend, It's Your TurnThis year I am declaring that it IS your turn. This is your new year and we're starting by focusing on self care. Personal self-care and financial self-care. Interestingly, they are more interrelated than you may think.
Personal self-care is pretty self-explantory. It's taking the time just for you, whether it be a mani, pedi or treating yourself to a massage (which I admit, I'm not so good about doing for myself and have made a commitment to be intentional this year).
Financial self-care, not as self-explanatory, is about so much more than budgets, spreadsheets and doing the math. Those things are just the mechanics of your finances. And quite honestly, if our financial security were just about save more, spend less, make a budget (the mechanics), we'd be all set. But, we're not.
Why? Because we're all unique. So why is there a one-size fits-all approach to financial security based on the mechanics? I don't think there should be, especially for women who are navigating midlife transitions.
While it may look different for each of us, it's about treating your finances the way you should be treating yourself, with what works best for you in order to live your best life on your terms. We'll be diving in to see what that looks like.
All Good Things Start with GratitudeWe're also going to talk about gratitude. While a lot of people talk about starting the new year with gratitude, we'll be specifically addressing how it relates to your personal and financial self-care.
A big part of it is refusing to participate in negativity, which, as we all know, can be a big challenge on social media. I admit, I've been guilty, too.
However, when we replace negativity with gratitude every single day (even when we feel like crap), when we are intentional about spreading gratitude instead, it's like the butterfly effect. The little things will lead to the bigger things and we will feel so much better about ourselves and our finances.
Keeping Your Power (or Getting it Back)
In my own personal journey, and talking with close girlfiends, I realized that over the years, I had given my own power away. (Yes, financial professionals go through their own financial valleys, too.) When I drew the line in the sand and said, "not any more," that was the beginning of taking back and keeping my power.
Too many of us have been taught that we're not financially savvy or that others should do it for us, whether that be a spouse or parent. I talk with women every day about their money and when I hear, "Oh, my husband took care of all that for me," that's the indication they gave their power away.
It breaks my heart when I talk with widows who had no idea where the important documents were much less their financial situation, leaving them in a mess of stress, not able to properly grieve.
If this is the place you're in, repeat after me: "I can and I will take my power back."
And yes, you will! It's OK. You know how I know? Because I know that inside every midlife woman, like you, is a fear.less girl just waiting to shine again and live her destiny, and that includes you.
So, I want to encourage you to join me and our community on this journey.
Here's Your Next Step Right Now:
1. If you haven't already be sure to sign up for email updates. That's the best way to make sure you get all the articles. (See the subscriber box below)
2. Join our Fear.less Girl Financial Facebook page of like-minded midlife women in similar situations.
3. If there's something specific you'd like me to address about personal and financial self-care, drop me a note to let me know.
Until next time.
Patty Gale, CFEI, is a Financial Discovery Strategist, Certified Financial Educator and Financial Recovery Counselor for women navigation midlife transitions without a million dollar retirement account. She is the creator of the financial program, Rediscover, Reignite and Reinvent, which is redefining financial wellness for women 40+.