Welcome to Fear.less Girl Financial
Hey girlfriends! Welcome to Fear.less Girl Financial. I'm Patty and am super excited you're here. If you are a woman 40+, wherever you are in your financial journey, consider this your new home for savvy and heart-centered personal finance insight.
This is Your Fresh StartPerhaps we've been been in the same shoes. I've experienced being married, divorced, a single mom for 11 years, remarried, almost divorced a second time, career transition, job loss and financial disaster.
While my life looked great on the outside, I was a hot mess on the inside. During the years in financial survial mode, I felt more alone, isolated and frustrated than ever. I was like a volcano ready to explode. Maybe you can relate?
The biggest thing I discovered in my own personal finance journey is that most traditional finance education is boring, speaks mainly to men and doesn't take into account that life happens along the way.
If we could wind back the clock to our 20's, I'm sure none of us envisioned the life path that took us to where we are today. Sure, I'd love to be able to go back to my early 20's, start putting away $100 or more a month into a Roth IRA, have my house paid off off by the time I'm 45, have a fully funded emergency fund and life live according to the roadmap.
All of that is great in theory, but life just doesn't quite work that way.
I never planned on becoming a single mom with two little boys, living in a city far away from family with little to no child support. I never expected my career path would take the twists and turns that it did, much less a sudden job loss due to budget cutbacks.
And I'm sure none of us expected that the economic meltdown of 2008 would put millions of people into a financial tailspin, yours truly included.
Patty Gale, CFEI, is a Certified Financial Educator and Financial Recovery Counselor for smart, fearless midlife women who don't have million dollar retirement accounts. She is the creator of the financial program, Rediscover, Reignite and Reinvent, which is redefining financial wellness for women 40+.