Our Story

Welcome! If you're a woman navigating midlife, and feel stuck in your finances, welcome to your new home to help you get unstuck.

Just as important, I'm here to offer encouragement and inspiration.

Perhaps we've been been in the same shoes. I've experienced being married, divorced, a single mom for 11 years, remarried and almost divorced a second time.

While my life looked great on the outside, I was a mess on the inside, feeling more alone, isolated and frustrated than ever. (even as a financial professional).

When I finally confided into close girlfriends, I discovered more and more women, who experienced life-changing events, such as divorce, widowhood or unexpected career change, are living quiet lives of feeling emotionally and financially stuck not knowing where to turn.

When I shared my story, that paved the way for them to share their stories, too. All they needed was someone to start the conversation first.


What I Discovered During Those Precious Conversations

1. The societal embarrassment and shame, associated with personal financial crisis, prevents women from reaching out to other women or financial professionals.

2. The number of middle and upper-income women struggling with debt is rising faster than lower income women.

3. Many women in midlife are living in silent confusion, anxiety and fear because of life-changing events that have left them doubting their self-worth while impacting their net worth.

The Life Events That Got You Here Do Not Define Where You're Going

Here's Why I Do What I Do

I do what I do so that every woman navigating midlife feels that she has a voice in her finances, doesn't feel alone and boldly defines what she wants for today and the decades to come.

I am here to reach 100,000 midlife women, who have been through life-changing experiences that have left them stuck emotionally and financially, and show them the exact steps to experience clarity, confidence and peace in their finances; to show them how to reimagine their money story and go from fearful to fear.less.

Patty's Professional Bio:

Patty Gale is a Financial Therapist and the Founder and CEO of Fear.less Girl Financial, a personal finance boutique offering heart-centered financial therapy and advice-based planning for midlife women.

Leveraging her 25+ years experience in corporate investment management and personal finance, she is passionate about seeing women become bold in their confidence while redefining their financial goals.

As an advocate for single moms in crisis, she passionately serves on the Women's Auxillary for Dream Centers - Mary's Home in Colorado Springs.

As such, Fear.less Girl Nation will be launching in late 2020 with a mission and purpose to serve organizations that help women who are escaping domestic violence and trafficking.

Patty is the creator of:

"MidLife Money Makeover," a program that meets women exactly where they are in their financial journey to bridge the gap between the emotional AND financial pieces of their lives.

"Fear.less Transitions - from Financial Rediscovery to Reinvention," a program designed for women who are navigating midlife divorce.

She is the proud mom of three, grandmom of two and when not creating or crunching numbers, you'll find her either out on a running trail (dreaming about the beach) or binge-watching NCIS.

Her favorite quote? “If you obey all the rules, you miss all the fun.” - Katherine Hepburn

Be sure to connect with her on LinkedIn.

Her Career

2018 -     :  Fear.less Girl Financial - Founder - CEO 
2001 - 18:  Inspired WebWorks - Founder - CEO 
2001 - 04:  Tapke Asset Managment - Client Experience
1999 - 01:  Retirement Capital Advisors - Director of Trading
1997 - 99:  The O.N. Equity Sales Company - Trading Desk Manager
1989 - 97:  Renaissance Investment Management - Securities Trader
1987 - 89:  Sena, Weller, Rohs, Williams - Assistant Trader
1986 - 87:  Provident Bank, Cincinnati - Assistant to Vice-President

Patty is a 1982 graduate of the State University of New York - College at Buffalo with a BA degree in Communications and a minor in Advertising.

Professional Associations:

Certified financial educator with the National Financial Educator's Council
Females & Finance Pro Member
Financial Coach Academy graduate
Financial Therapy Association professional member


On a Personal Note:

Says Patty, "On a side note, here's a few quirky things about me."

  • I have a deep obsession with dark chocolate - nothing else compares.
  • I'm deathly afraid of crossing over railroad tracks - have no idea why.
  • While I live near the mountains, I'm definitely a beach kinda gal - always will be.
  • My birthday is on Talk Like a Pirate Day - aye, mate!
  • I'll embrace my gray hair when I'm 90 - maybe. 

Your Next Step:

If you haven't done so already, be sure to subscribe to our free newsletter, MidLife Money Matters for Women and I'll also send you a free copy of the MidLife Money Love journal.

Stay fear.less!